#Bbt online banking overview free#

If you need to speak to a banking representative, you can reach one Monday – Friday from 8 a.m. And for terms from 32 days to 60 months, there is a $1,000 minimum opening deposit.

For terms from seven months to 31 days, a $2,500 minimum opening deposit is required. Truist offers certificates of deposit with terms from seven days to 60 months and an APY of % across all balance tiers. Plus, you can sign up for balance alerts to track your savings progress. You can also write checks directly from this account, which gives you convenient access to your cash. Like the Truist Online Savings account, this account pays 0.01% APY, so if you’re not planning to maintain a $1,000 minimum daily balance, the bank’s savings account would be a better option to avoid the $12 monthly maintenance fee. However, the fee can be waived by maintaining a $1,000 minimum daily balance. To start, the account only requires a $100 opening deposit and has a $12 monthly maintenance fee. It was named in GOBankingRates’ Best Banks of 2022 as one of the Best Money Market Accounts. Truist also has only one money market account. To help you reach your savings goals effortlessly, you can set up automatic transfers from your Truist checking account and get balance alerts to help you track your progress. It also has no minimum opening deposit, which means you can open the account with an amount that works for you. It pays % APY and has no monthly maintenance fee.

#Bbt online banking overview free#

Truist Bank has one savings account, which stands out among options offered by other banks because it’s free of fees and other requirements. Plus, you can earn cash back by taking advantage of select merchant discounts that are part of the account. The account does have a $5 monthly maintenance fee, which can be waived if you load at least $500 a month onto the card. You can use this account as a companion to an existing bank account and digitally transfer funds to and from the reloadable card whenever you want. No interest or rewards are included with this account.įinally, the Truist Money Account, which is a reloadable prepaid debit card, requires no minimum opening deposit and no additional bank account. Like the Dimension and Bright checking accounts, this account requires a $50 minimum opening deposit and has a low $5 monthly maintenance fee, which is not eligible to be waived. Truist recommends this account for people who want a simple and affordable checking account and generally have a lower monthly checking balance. The Fundamental Checking account lives up to its name. This basic account is one to consider for everyday financial needs it doesn’t pay interest or offer rewards. The $12 fee can be waived by making at least $500 in qualifying direct deposits or maintaining an average ledger balance of $1,500 per statement cycle. Like Dimension Checking, Bright Checking also requires a $50 minimum opening deposit, but it has a lower monthly maintenance fee of $12. Plus, this is a rewards checking account, so the higher your account balance, the better rewards you’ll receive in the form of credit card loyalty bonuses, discounted Delta SkyMiles Debit Card annual fee and free out-of-network ATM transactions. Additionally, the account offers a $25 discount on any safe deposit box and complimentary checks and money orders. With this account, you can open up to four other free checking accounts. However, there are options to waive the fee: make at least $3,000 in qualifying direct deposits, maintain a combined monthly balance of at least $10,000 or have a related personal Truist credit card, mortgage, consumer loan or a linked Small Business Checking account. The bank’s Dimension Checking account requires a minimum $50 opening deposit and a $20 monthly maintenance fee. You’ll find three standard checking account options, one student checking and one prepaid debit account to choose from. could come in handy if you need to travel regionally. Plus, its large presence which includes over 2,100 branches in 17 states and Washington, D.C. Once Truist smooths out the transition into one united financial institution, clients can benefit from the wide array of financial products that include bank accounts, mortgages, loans, retirement planning and more. You may be better off searching for a high-yield savings account to earn more on your savings. Balances on Truist savings and money market accounts earn % APY. Truist Bank’s savings rates could be better. Truist received a GOBankingRates score of 4.7 out of 5 thanks to four categories.